Can a Tenant pay the deposit directly to the Scheme?

No. If the Scheme receives payment directly from the Tenant or a third party via cheque, this will be returned to the Member (unless a return address is supplied for the Tenant/interested party with the cheque). The deposit will remain unprotected until the Landlord/agent lodges the deposit with the Scheme. If the deposit is lodged via debit card/bank transfer we would expect this to come directly from the Member's own account.
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